<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9">
<url><loc>https://www.fintechnode.com.br/tributos/nfs-e-de-software-com-ibs-e-cbs-a-partir-de-01-12-o-que-muda-na-nota-e-no-erp/</loc><news:news><news:publication><news:name>FintechNode</news:name><news:language>pt</news:language></news:publication><news:publication_date>2026-11-02T10:02:36-03:00</news:publication_date><news:title>NFS-e de software com IBS e CBS a partir de 01/12: o que muda na nota e no ERP</news:title></news:news></url>
<url><loc>https://www.fintechnode.com.br/tributos/agenda-tributaria-novembro-2026/</loc><news:news><news:publication><news:name>FintechNode</news:name><news:language>pt</news:language></news:publication><news:publication_date>2026-11-01T23:07:45-03:00</news:publication_date><news:title>Agenda tributária de novembro de 2026: o que vence em cada dia, para quem e com qual código</news:title></news:news></url>
<url><loc>https://www.fintechnode.com.br/mercado/fgts-mantem-r-1445-bilhoes-para-habitacao-em-2027-e-a-faixa-da-classe-media-cai-em-2028/</loc><news:news><news:publication><news:name>FintechNode</news:name><news:language>pt</news:language></news:publication><news:publication_date>2026-11-01T06:05:19-03:00</news:publication_date><news:title>FGTS mantém R$ 144,5 bilhões para habitação em 2027, e a faixa da classe média cai em 2028</news:title></news:news></url>
<url><loc>https://www.fintechnode.com.br/gestao/desemprego-cai-a-52-no-3o-trimestre-o-menor-para-o-periodo-desde-2012-e-a-massa-de-renda-bate-recorde/</loc><news:news><news:publication><news:name>FintechNode</news:name><news:language>pt</news:language></news:publication><news:publication_date>2026-11-01T06:05:18-03:00</news:publication_date><news:title>Desemprego cai a 5,2% no 3º trimestre, o menor para o período desde 2012, e a massa de renda bate recorde</news:title></news:news></url>
<url><loc>https://www.fintechnode.com.br/gestao/exportacoes-com-tarifa-menor-para-a-europa-sobem-21-em-cinco-meses-de-acordo-mercosul-ue/</loc><news:news><news:publication><news:name>FintechNode</news:name><news:language>pt</news:language></news:publication><news:publication_date>2026-10-31T15:07:12-03:00</news:publication_date><news:title>Exportações com tarifa menor para a Europa sobem 21% em cinco meses de acordo Mercosul-UE</news:title></news:news></url>
</urlset>